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Rising health care costs are undermining our businesses, exploding our deficits, and costing our nation more jobs with each passing month.

So we know that reforming our health insurance system will be a critical step in rebuilding our economy so that our entrepreneurs can pursue the American Dream again, and our small businesses can grow and expand and create new jobs again.

That is precisely what the reform legislation before Congress right now will do. Under these proposals, small businesses will be able to purchase health insurance through an insurance exchange, a marketplace where they can compare the price, quality and services of a wide variety of plans, many of which will provide better coverage at lower costs than the plans they have now.

Small businesses won't be required to cover their employees, but many that do will receive a tax credit to help them pay for it. If a small business chooses not to provide coverage, its employees will receive tax credits to help them purchase health insurance on their own through the insurance exchange.

And no matter how you get your insurance, insurance companies will no longer be allowed to deny your coverage because of a pre-existing condition. They won't be able to drop your coverage if you get too sick, or lose your job, or change jobs. And we'll limit the amount your insurance company can force you to pay out of your own pocket.

By now, the urgency of these reforms is abundantly clear. And after long hours of thoughtful deliberation and tough negotiation, the Senate Finance Committee - the final congressional committee involved in shaping health care legislation - has finished the process of crafting their reform proposal.

As we move forward in the coming weeks, I understand that members of Congress from both parties will want to engage in a vigorous debate and contribute their own ideas. And I welcome those contributions. I welcome any sincere attempts to improve legislation before it reaches my desk. But what I will not accept are attempts to stall, or drag our feet. I will not accept partisan efforts to block reform at any cost.

Instead, I expect us to move forward with a spirit of civility, a seriousness of purpose, and a willingness to compromise that characterizes our democratic process at its very best. If we do that, I am confident that we will pass reform this year, and help ensure that our entrepreneurs, our businesses, and our economy can thrive in the years ahead. Thank you.