小額貸款受青睞 (2)
來源:滬江聽寫酷
2008-12-30 00:00
Kiva與小額信貸組織在42個國家都有合作。由這些“行業(yè)合作者”收取貸款利息。Mohammed YunusChuck WaterfieldPeruBosniaCambodia
Kiva works with microfinance organizations in 42 countries. These "field partners" keep the interest charged on the loans. The average term is 12 months. And the average interest rate is almost 23%. Returns like that help explain why microfinance now includes big banks and other lenders. Mohammed Yu…
Kiva與小額信貸組織在42個國家都有合作。由這些“行業(yè)合作者”收取貸款利息。它們的平均貸款期是12個月,平均利率基本上是23%。這種收益幫助解釋了如今的小額信貸機(jī)構(gòu)包括大銀行和其他貸方的原因。Moharmmed Yunus說過,他擔(dān)心相比扶貧而言,借資者可能對利潤更感興趣。他支持美國啟動的一項(xiàng)名為小額信貸公開透明的新成果。…