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The goal is to reduce monthly payments for 5 years to no more than 31% of the borrower's monthly income. If a lender agrees to a reduction, the government would partly match the amount. Mortgage servicers, lenders and borrowers will receive incentive payments for the success of restructured loans. …
該計(jì)劃的目的是在5年內(nèi)將月還款額減少至不超過(guò)借款人月收入的31%。如果出借方同意減少，政府可補(bǔ)足部分款項(xiàng)。抵押貸款服務(wù)公司、出借人以及借款方都將因貸款重組的成功實(shí)施而得到獎(jiǎng)勵(lì)。以前的一些計(jì)劃都沒(méi)有將那些繼續(xù)還貸的房主考慮在內(nèi)。奧巴馬政府指出，陷入困境的房主越早得到幫助，越有可能獲得長(zhǎng)期成效。但有些批評(píng)人…