Ⅲ.課文篇

Your health is the most important thing you have. Being healthy is more important than having money, more important than your family and more important than your job. It is vital therefore that you look after your health and well-being.
你的健康是你所擁有的最重要的東西。身體健康比有錢重要得多，而且比你的家庭和你的工作更重要。它是如此的至關(guān)重大，因此你（必須）照顧好你的健康和幸福。

In most countries, the public health system is adequate but not really suitable if you are going to have a long stay in hospital or if you need specialist care. With the costs of doctors, hospitals and drugs rapidly increasing, many people are taking out health insurance policies to cover themselves against financial ruin if they get sick.
在大多數(shù)國(guó)家，公共健康體系是健全的，但是在你需要住院很長(zhǎng)時(shí)間，或者需要特殊照顧的情況下，就不（那么）適合了。隨著醫(yī)生、醫(yī)院和藥品的價(jià)格急速增長(zhǎng)，很多人采取醫(yī)療保險(xiǎn)，來(lái)保護(hù)他們自己以免遭受財(cái)政損失。

Often your company will include health insurance as a part of your salary package. Your company will negotiate a good deal with an insurance company and then make the monthly payments on your behalf. Because your company is buying several policies at the same time, they can usually?negotiate a better rate than you would be able to by yourself.
你的公司經(jīng)常會(huì)將醫(yī)療保險(xiǎn)做為你薪酬的一部分。你的公司會(huì)與一個(gè)保險(xiǎn)公司洽談，達(dá)成不錯(cuò)的協(xié)議，然后每個(gè)月為你付費(fèi)。因?yàn)槟愕墓就瑫r(shí)會(huì)買好幾個(gè)保險(xiǎn)，他們經(jīng)常能商談達(dá)成一個(gè)你個(gè)人不可能得到的好價(jià)錢。

If you do have medical insurance and have to go to the doctor, hospital or dentist, make sure you get a receipt. Once you have returned to work, ask the Human Resources manager if there is a special form you need to complete and show the manager the receipt from the hospital.
如果你確實(shí)有醫(yī)療保險(xiǎn)，并且必須去看醫(yī)生，去醫(yī)院或者牙醫(yī)，要確保你拿到發(fā)票。當(dāng)你回去工作時(shí)，向人事部經(jīng)理詢問你是否需要填寫一張?zhí)厥獗砀瘢⑶蚁蚪?jīng)理出示醫(yī)院的發(fā)票。

Health insurance can be expensive, but you can reduce the cost by having your employer take care of it for you. Health insurance is peace of mind - the last thing you want is to have to worry about money if you are in an accident or get sick. Plan ahead and get yourself covered.
醫(yī)療保險(xiǎn)可能會(huì)很昂貴，但是你可以用使你的雇主為你處理而削減費(fèi)用。醫(yī)療保險(xiǎn)是思想的解放 - 你最不想要的事情，就是當(dāng)你有意外或者生病的時(shí)候，還不得不擔(dān)心錢（的問題）。提前計(jì)劃，以便此費(fèi)用的負(fù)擔(dān)。